Commercial flood cover that means business

Rapid payout insurance is changing the way landlords and businesses recover from flooding.

Discover how FloodFlash can help regardless of your flood history.

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“It’ll be the best thing you’ve done in 5 years”

In February Martyn’s business flooded after Storm Ciara. FloodFlash paid their claim the next day. No haggling, no waiting, just money in the bank. Find out how real FloodFlash customers rate rapid-payout flood cover in our testimonial films.

Martyn Gibbons
Knowl End Farm, Todmorden

How it works

Our data and smart sensor approach removes the uncertainty, cost and time of traditional insurance. As a result we can provide fast, easy and flexible cover to the businesses and landlords that need it most. Watch the short intro video to find out more.

How FloodFlash is different

Our type of parametric insurance is different to traditional indemnity cover and it comes with some big advantages. Check out the table to the right to see how we stack up against traditional insurance.

Traditional insurance FloodFlash
Available to landlords & businesses
A-rated Lloyd's capacity
No excess
State of the art sensor
Pick your own premium
Spend the payout how you want
No loss adjustment
Rewards resilence
Quote for any property

Authorised and regulated by the FCA

FloodFlash Limited is authorised and regulated by the Financial Conduct Authority. FloodFlash policies are underwritten by Munich Re Innovation Syndicate.

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Pay claims in full within days of a flood


No long documents or negotiations come payout time


Control every part of your policy to suit your business