uk-flag.png
us-flag.png

The next generation of parametric flood insurance is here

FloodFlash provides the broadest form of flood insurance available in the market. Perfect for businesses, public entities, and residential properties at higher risk of flooding.

Request a quote
Click to download case studies
The-Wall-Street-Journal-emblem
Financial Times Logo
Time_Magazine_logo.svg
BBC Logo

How it works

Our data and smart sensor approach removes the uncertainty, cost and time of traditional flood insurance. As a result we can provide fast, flexible and affordable coverage to the businesses, public entities, and residential properties that need it most.

Find out more…

Who we cover

FloodFlash is used by former Premier League soccer clubs, power plants, utilities, F500 pharma companies, world famous golf courses and family homes.

If you need more coverage than the NFIP or private markets can provide, FloodFlash can help. If you want to cover business interruption or something that falls outside your primary coverage, FloodFlash can help.

We are here to insure what others call “uninsurable”. Check out our appetite sheet for more information.

Discover sensor-powered parametrics

FloodFlash policies includes our proprietary IoT-connected sensors that measure flooding at your property. Here’s why organisations across the US are turning to our award-winning parametric coverage.

Broader coverage

Use FloodFlash to cover any financial losses that arise from flooding. Excess limit increases, business interruption, carve out flood risk from a captive – it’s up to you.

Lower basis risk

More reliable than satellite data and closer to the insured premises than tidal and river gauges. The FloodFlash approach is parametric 2.0.

Affordable premiums

Our advanced risk modelling and cloud-based underwriting technology were custom-built to keep premiums down.

Expert Support

Get tailored risk advice bespoke to your business. FloodFlash experts are on hand to help with every stage of the journey.

Rapid-payment claims

The smart sensor sends us the data we need within moments of the flood. That way you can begin your recovery faster.

Find out more
"At the end of the day, if FloodFlash treat you like they’ve treated me, it’ll be the best thing you’ve done in the last 5 years"
Martyn Gibbons
Martyn GibbonsMD
"It’s a no-brainer. If you’ve got the potential where you may flood take it out. It’s as simple as that."
Paul
PaulCEO
"Nothing compares. There is no comparison. It’s the best and easiest by far. The claim service is excellent."
Ian Proudley
Ian ProudleyCEO
"Really just does it itself. We really didn’t need to do anything. If that had happened in the middle of the night, I think you’d have informed us before we woke up in the morning. Just excellent all round."
Mike Hatton
Mike HattonDirector
"Without question the best insurance claim experience I’ve ever had by some distance."
James Waite
James WaiteOwner
"One of the best insurance companies I’ve ever dealt with."
Robert Simpson
Robert SimpsonOwner
"Now that we know we’ve got it, it means we can sit down and make some plans and we aren’t dependent on approval from anyone else…and we can make sure we’re up and running for patients as soon as possible"
Sarah Botherway
Sarah BotherwayPractice Manager
"Do it. 100%. Just do it. Don't even give it a second thought. if you’re in a situation where you have the slightest hesitation. There shouldn’t be anything that stops."
Andy Hodgson
Andy HodgsonCo-owner
"It’s really terrific as it gives us the money upfront so we know we’ve got the budget there to be able to spend to to recover, we don't have to go around providing quotes and bills and getting people in and then working out exactly what we think it’s going to cost and then having a discussion with the insurance company as well."
Dave Jepsom
Dave JepsomChairman
Request a quote

Why choose FloodFlash

At FloodFlash our mission is to help more businesses, public entities, and residential properties recover from catastrophic flooding using parametric insurance. Whether your clients need full flood coverage, NFIP excess limits, or coverage for business interruption, FloodFlash is here to help the clients that the traditional market has left behind.

With flooding becoming increasingly unpredictable, now is the best time to make sure you are covered for any future flood events. 

Our insurance partners

As traditional catastrophe becomes harder to come by, some of the world’s biggest insurers are backing parametric products. FloodFlash is no different. Having been coverholders at Lloyd’s of London since launch, FloodFlash is supported by some of the world’s biggest and most exciting reinsurance partners.

FloodFlash also boasts excellent partnerships within the broking sector with many of the world’s top brokerage organisations counting FloodFlash amongst their parametric flood offering.

Sign up for updates