The next generation of parametric flood insurance is here

FloodFlash provides the broadest form of flood insurance available in the market. Perfect for commercial and public entities at higher risk of flooding.

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How it works

Our data and smart sensor approach removes the uncertainty, cost and time of traditional flood insurance. As a result we can provide fast, flexible and affordable coverage to the businesses and public entities that need it most.

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Who we cover

FloodFlash is used by former Premier League soccer clubs, power plants, utilities, F500 pharma companies and world famous golf courses. 

If you need more coverage than the NFIP or private markets can provide, FloodFlash can help. If you want to cover business interruption or something that falls outside your primary coverage, FloodFlash can help.

We are here to insure what others call “uninsurable”. Check out our appetite sheet for more information.

Discover sensor-powered parametrics

FloodFlash policies includes our proprietary IoT-connected sensors that measure flooding at your property. Here’s why organisations across the US are turning to our award-winning parametric coverage.

Broader coverage

Use FloodFlash to cover any financial losses that arise from flooding. Excess limit increases, business interruption, carve out flood risk from a captive – it’s up to you.

Lower basis risk

More reliable than satellite data and closer to the insured premises than tidal and river gauges. The FloodFlash approach is parametric 2.0.

Affordable premiums

Our advanced risk modelling and cloud-based underwriting technology were custom-built to keep premiums down.

Expert Support

Get tailored risk advice bespoke to your business. FloodFlash experts are on hand to help with every stage of the journey.

Rapid-payment claims

The smart sensor sends us the data we need within moments of the flood. That way you can begin your recovery faster.

Why choose FloodFlash

At FloodFlash our mission is to help more businesses and public entities recover from catastrophic flooding using parametric insurance. Whether your clients need full flood coverage, NFIP excess limits, or coverage for business interruption, FloodFlash is here to help the clients that the traditional market has left behind.

The coming hurricane season is set to be ‘supercharged’ by warm oceans and the “La Niña” weather event, with more, and more violent storms predicted. Now is the best time to make sure you are covered for the storms to come. 

Our insurance partners

As traditional catastrophe becomes harder to come by, some of the world’s biggest insurers are backing parametric products. FloodFlash is no different. Having been coverholders at Lloyd’s of London since launch and FloodFlash is supported by some of the world’s biggest and most exciting reinsurance partners.

FloodFlash also boasts excellent partnerships within the broking sector with many of the world’s top brokerage organisations counting FloodFlash amongst their parametric flood offering.

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